|
|
Rates As Low As - 4.00% APR*** | Rates effective as of JUNE 1, 2009 All Rates are subject to change without notice | The rates on the web site may not reflect the most current rate updates Apply online | Home Equity Loan Fixed Rates |
|
Fixed Rate Programs
Loan Amount $5,000 to $500,000
|
| Term |
CLTV |
Rate* |
APR*** |
|
Up to 5 years
|
80% |
5.49% |
5.49% |
|
6-10 years
|
80% |
5.99% |
5.99% |
|
11-15 years
|
80% |
6.49% |
6.49% |
|
16-20 years
|
80% |
6.74% |
6.74% |
INTEREST ONLY Home Equity Line of Credit
Rates as low as 4.00% APR***
Rate is variable and is based on the prime rate as published in The Wall Street Journal limited by floor rate of 4%. Generous Credit Lines up to $150,000 with CLTV 70% or less. Home Equity Line of Credit
Rates as low as 4.00% APR***
Rate is variable and is based on the prime rate as published in The Wall Street Journal limited by floor rate of 4%. Generous Credit Lines up to $200,000.00 with CLTV ratio of 80% or less.
INTEREST ONLY Home Equity Line of Credit
Rates as low as 4.00% APR***
Rate is variable and is based on the prime rate as published in The Wall Street Journal limited by floor rate of 4%. Generous Credit Lines up to $150,000.00 with CLTV ratio of 70% or less.
| *Rate is fixed. HELOC products are limited by a floor rate of 4%. All rates shown may not apply to every borrower.
***APR is the Annual Percentage Rate. Maximum APR 18%. All Rates and terms are subject to change without notice.
All Credit Union loans are granted on the basis of creditworthiness, ability to repay and acceptable collateral. EFFCU reserves the right to limit the maximum CLTV ratio that it will finance. |
|
|