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Select Vehicle Rates

Rates effective as of September 11, 2009
 
Rates as low as...
Vehicle Loan Rates*
New and Used Current Model Year
2010/2008 only
Term Model/Year APR
36 - 48 mths.+ LTV 89% or less 3.74%
LTV 90% or greater 3.99%
60 mths. + LTV 89% or less 3.99%
LTV 90% or greater 4.24%
66 mths. + LTV 89% or less 4.24%
LTV 90% or greater 4.49%
75 mths. + LTV 89% or less 4.74%
LTV 90% or greater 4.99%
84 mths.+ LTV 89% or less 6.74%
LTV 90% or greater 6.99%
Motorcycle Rates
New and Used Current Model Year
Term Model/Year APR
48 mths.+ 2010/2008 only 6.25%
60 mths.+ 2010/2008 only 6.50%
66 mths.+ 2010/2008 only 7.00%

APR is the Annual Percentage Rate. Rates and terms are subject to change without notice.  Other rates and terms may apply subject to our usual lending criteria, which includes, but is not limited to, loan to value, borrower's credit quality, model year, method of payment, and term. Lowest listed APRs for each term are for loans with a Loan to Value of 89% or less; highest listed APRs for each term are for loans with a Loan to Value of 90% or Greater. Rates are for qualified applicants only for a limited period of time. Cannot be combined with any other offer. All Credit Union loans are granted on the basis of creditworthiness and the ability to repay. Not All applicants qualify.

+Minimum collateral value required for extended terms

* Rate shown includes .25% discount for the Member Relationship Program. To qualify, loan must be set up for automatic repayment via transfer from your EFFCU account or automatic repayment via payroll deduction. For payroll deduction option, payroll must already be in place at time of loan closing. The Member Relationship Discount is not available on Credit Cards, Certificate/Share Secured Loans.

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