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Credit Cards with Rewards at Eastern Financial Florida Credit Union, a division of Space Coast Credit Union

Credit Card

Eastern Financial Credit Cards means Rewards for you!


Come home with more than just a doggie bag or new electronic equipment when you pay with your Eastern Financial Credit Card. You’ll earn valuable Rewards points with every credit purchase.

Our card design features our logo plus images of Eastern Airlines aircraft, honoring our proud history as the Credit Union for employees of now inactive Eastern Airlines. We appreciate the support of thousands of former Eastern Airlines employees who continue as loyal Eastern Financial Members today.

Credit Card Features:

  • NO Annual Fee
  • Fixed Interest Rate
  • FREE Balance Transfers
  • Zero liability for Fraudulent Transactions
  • Points never expire

    Rate is as low as 5.99% APR.**

    COMPARE TO TYPICAL BANK CARD Terms and Conditions:

    Eastern Financial 

    OTHER CARDS

    No "Default Rate"Inflate your APR to Default Rate of 31.74% if you go over credit line, or are late with payment
    25 Day Grace Period for repayment of balances for purchasesNo grace period if you fail to pay full balance by due date in every billing period
    Balance Transfer Fee - NONEBalance Transfer Fee - 3% of the amount of the transfer ($10 minimum, $75 maximum)
    NO transaction fee for cash advances***Transaction Fee for Cash Advances - 3% of the amount advanced ($10.00 min) no maximum

    Plus most "bank cards" have points that expire, typically after five years. EFFCU Platinum Rewards Points have no expiration date.

To apply for an EFFCU credit card click here or stop by any branch office for an application. On the Loan Type drop down menu, select Mastercard Platinum Card.

If you already have an Eastern Financial Credit Card, click here to create an online account or log in.

EFFCU Credit Card ScoreCard Rewards

To report a lost or stolen Eastern Financial credit card, please call 1-866-839-3409

If you have any questions on Eastern Financial Florida Credit Cards, please contact us.

*Rewards points and double points vary by promotion. Please call for specific information.
**APR is Annual Percentage Rate. Rate shown as of 06/01/09 and is subject to change without notice. Credit card is offered on the basis of creditworthiness and the ability to repay.
***Transaction fees for cash advances are waived starting 08/17/2009 going forward.  Transaction fees on cash advances prior to 08/17/2009 were 3% of the amount advanced ($3.00 min., $100.00 max.)