SCCU Platinum Visa® Credit Cards
Platinum Visa Credit Card
Go Platinum for great rates and rewards with SCCU's Visa® Platinum Credit Card! Apply today to take advantage of the super low 5.99% APR introductory rate*. Or, transfer the balances you have on other cards - like those high-rate retail store cards - and get the same low rates!
Best Choice If:
- You currently use a credit card for purchases, or are considering using a credit card more often
- You want a great rates for balance transfers and purchases
- Rewards such as travel, merchandise, or special services are important to you
- You sometimes use cash advances and need the same low rate for purchases and advances
- You would like to earn a down payment on the next vehicle you finance with SCCU
Your SCCU Platinum Card offers true ongoing value with rewards you can really use, rates that don't go sky-high after an introductory period, and NO tricks like double-cycle billing or short grace periods on purchases.
- Low Credit Union Rates
- Special 5.99% APR Introductory Rate* for new accounts
- ScoreCard Rewards: earn 1 point for every eligible $1 spent to earn merchandise, travel, or loan balance rebates
- Redeem points to reduce the amount of your next SCCU vehicle loan
- No Sneaky Rate Hikes
- Same Low Rate for Cash Advances
- Automatic Overdraft Transfer Source
- Online Account Access
- Verified by Visa
- Falcon Fraud Security Protection
- Zero Liability for Fraudulent Transactions
- Identity Theft Assistance
- Continuous Monitoring
- National Discount Program
Who knows the most about SCCU's products? Our members, of course! Read our members' most recent comments about their Platinum Credit Card. Only member who have the card are able to provide a review.
Choose from one of our Platinum Visa credit card designs and carry the card that you like best!
Visa® Platinum Golf
Visa® Platinum Teacher
Visa® Platinum Sea Turtle
|Visa® Platinum Card||
C.J. Hobgood Platinum
Visa® Credit Card
If you don't already have one, it's easy to get your SCCU Platinum Visa!
An Express Associate can help you select the account that best meets your needs. It only takes 10 minutes.
Apply Online right on SCCU.com! Complete the online application, and an Associate will contact you to complete the process.
At Any Branch
Visit any of SCCU's convenient branch locations. You'll speak to an Express Associate over the phone in the branch, and can complete all of the paperwork immediately with your Branch Member Service Specialist.
SCCU offers exclusive credit card programs to meet individual needs:
Student Credit Builder credit card can help young adults start their future off on the right track.
Savings-Secured credit card can help establish good credit by using your SCCU savings account to secure the limit.
Business credit card offers a low introductory rate.
*Rate shown is Annual Percentage Rate (APR). Introductory rate applies to new SCCU cardholders. Existing SCCU Gold and Classic cardholders can become eligible for the introductory rate by opening an approved Platinum card account, closing their Gold or Classic card account, and transferring the existing balance to the Platinum card account together with transferring a non-SCCU card balance that is at equal to at least 50% of the SCCU balance being transferred; or $2,500, whichever is less. Your introductory rate period will end early and rate will increase to the current APR for purchases if the Minimum Payment due is not received by the Payment Due Date, your account exceeds its credit limit, or you close your account. Your APR will initially be determined by your creditworthiness at the time of application. ScoreCard Rewards points are awarded based on net purchase amount less returns.