Interest Checking Account
Interest Checking allows you to earn interest on your money, without the requirement of a large minimum opening balance.
Best Choice If:
- You want to earn interest on the money in your account
- You want a checking account with multiple free features
- You want an interest-earning checking account with the lowest required minimum balance
SCCU's Interest Checking Account has everything you need to run your household, including:
- FREE Visa® Debit card with Falcon Fraud Protection. Select a card that expresses your personal style
- $25 minimum opening deposit
- $1,500 minimum daily balance. $12 monthly fee for Basic Level Members, $6 for Active Level Members if balance drops below minimum any day during month (Waived at other Member Rewards levels)
- Unlimited Debit and ATM transactions
- Overdraft Privilege coverage available on qualified accounts
- No direct deposit requirement
- FREE Online Banking
- FREE online statements
- FREE Bill Payer
- FREE Direct Deposit. We'll even deliver your form right to your Human Resources department!
- FREE CALL-24 Telephone Banking
- FREE ATM Transactions at any of SCCU's over 100 convenient locations
- Unlimited debit card transactions*
- FREE BudgetMaster service
- Waived fees at non-SCCU ATMs, and more based on your household's Member Rewards™ level
- Available Automatic Overdraft Transfer Service from your SCCU savings account or credit card
*Debit card will be issued subject to our usual credit criteria.
Who knows the most about SCCU's products? Our members, of course! Read our members' actual comments about their Interest Checking Account:
Opening your checking account is fast and easy! You can open an account:
An Express Associate can help you select the checking account that best meets your needs. Deposit Account services are available Monday - Friday, 8 am - 6:30 pm and Saturdays 9 am - 3 pm.
Current SCCU Members:
At this time, online account opening is not available for checking. Please call Express Sales.
Prospective SCCU Members:
Submit a secure Online Membership Application and indicate which checking account you would like to open. An Express Associate will contact you by close of the next business day to complete the application process. NOTE: the online application is not required; you may call Express Sales and apply for membership and open your checking account over the phone.
At Any Branch
Visit any of SCCU's convenient branch locations. You'll speak to an Express Associate using the in-branch phone located in a private Express Booth, and can complete all of the paperwork with your Branch Member Service Specialist immediately after your call.