Value Checking Account
Value Checking has all of the features you need to run your household. Plus, Value Checking accounts are Free @ 5 - just use your account 5 times a month to avoid a monthly fee!
Best Choice If:
- You want a checking account with free or discounted features
- You want an account with the lowest minimum balance requirement, with the flexibility to waive the fee based on activity OR balance*
- The balance requirements for interest checking don't reflect your typical daily balances
SCCU's Value Checking Account has everything you need to run your household, including:
- FREE Visa® Debit card with Falcon Fraud Protection. Select a card that expresses your personal style
- $750 minimum daily balance - $6 monthly fee if balance drops below minimum any day during month (Basic level only; waived at other Member Rewards levels)
- No direct deposit requirement
- Unlimited check writing and teller withdrawals
- Overdraft Privilege coverage available on qualified accounts
- FREE Online Banking
- FREE online statements
- FREE Bill Payer
- FREE Direct Deposit. We'll even deliver your form right to your Human Resources department!
- FREE CALL-24 Telephone Banking
- FREE ATM Transactions at any of SCCU's over 100 convenient locations
- Unlimited debit card transactions*
- FREE BudgetMaster service
- Available Automatic Overdraft Transfer Service from your SCCU savings account or credit card
*MONTHLY BALANCE REQUIREMENT: $6 if daily balance in the account drops below $750 any day during the month. Fee waived if minimum daily balance met, or if member achieves Active Member Rewards Level (household total of 5 or more total purchase/payment transactions from a combination of checking, debit card, and credit cards), Gold Member Rewards Level (Household balance of $7,500 - $24,999 total non-CD deposit or total loan balance), or Platinum Member Rewards Level (Household balance of $25,000 or more total non-CD deposit or total loan balance). DEBIT CARD: Debit card will be issued subject to our usual credit criteria.
Who knows the most about SCCU's products? Our members, of course! Read our members' actual comments about their Value Checking Account:
Opening your checking account is fast and easy! You can open an account:
An Express Associate can help you select the checking account that best meets your needs. Deposit Account services are available Monday - Friday, 8 am - 6:30 pm and Saturdays 9 am - 3 pm.
Current SCCU Members:
At this time, online account opening is not available for checking. Please call Express Sales.
Prospective SCCU Members:
Submit a secure Online Membership Application and indicate which checking account you would like to open. An Express Associate will contact you by close of the next business day to complete the application process. NOTE: the online application is not required; you may call Express Sales and apply for membership and open your checking account over the phone.
At Any Branch
Visit any of SCCU's convenient branch locations. You'll speak to an Express Associate using the in-branch phone located in a private Express Booth, and can complete all of the paperwork with your Branch Member Service Specialist immediately after your call.