SCCU Auto Loan Financing at the Dealer
Best Choice If:
- You prefer to handle your financing and your purchase together all at one location
- You don't have time to plan your financing before you shop, but want the same low credit union rates
- You want to defer your first payment for up to 90 days3
SCCU's Auto Loans allow you to get pre-approved before you buy a car, truck, boat, or other vehicle, with great rates and features, including:
- Financing for New & Used Vehicles and Private Sellers or Dealers
- The dealership takes and submits your application on-the-spot when you buy
- The dealership handles your loan closing paperwork
- No application fee
- Low credit union rates1
- Terms up to 75 months (availability depends on vehicle, model year, and other criteria)2
- Up to 90-day deferred payment option3
- Use your Credit Card ScoreCard Rewards to reduce your loan amount
- Motorcycle, Boat, RV, and ATV loans available
- Financing for purchases from individual (vs. a dealership)
- Low-cost GAP coverage
- Extended warranties with special credit union pricing
- Free Online Banking
- Free Online Statements
- One statement for all your accounts
- GAP coverage is available through the dealer
Read real reviews from real SCCU members about their auto loans! Only members with this product are invited to provide their comments and ratings.
Apply for an Auto/Vehicle Loan
There are three easy ways to apply the next time you buy!
At the Dealer
Demand the benefit of your SCCU financing when you visit the dealer. View our Participating Dealer list
Complete the online application and an Associate will contact you to complete the process.
By Phone Anytime
Contact an Express Associate to complete an application over the phone – it only takes 10 minutes!
1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2TERMS: Terms available up to 75 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
3DEFERRED PAYMENT: Optional. Interest accrues from date of contract. Qualified borrowers only. First payment may be deferred up to 90 days and is dependent upon when your loan closes, your deferment may be 90 days or less. Deferred payment not available for refinances of existing SCCU auto loans.