All rates are accurate as of: Saturday, May 18, 2013 and are subject to change at any time.†
Fixed 2nd Mortgages
|
LTV up to and including 80% ($5,000 to $25,000) Rates as low as |
LTV up to and including 80% ($25,001 and over) Rates as low as |
||
|---|---|---|---|
| Term | APR "as low as"* | Term | APR "as low as"* |
| 0 to 60 Months | 5.74% | 0 to 60 Months | 5.24% |
| 61 to 120 Months | 6.24% | 61 to 120 Months | 5.74% |
| 121 to 180 Months | 7.24% | 121 to 180 Months | 6.24% |
| 181 to 240 Months | 7.49% | 181 to 240 Months | 6.49% |
Please call for information about availability and current rates on other LTVs
Apply for a Fixed 2nd Mortgage Today
Adjustable Rate 2nd Mortgages (Lines of Credit)
| LTV up to and including 80% | |
|---|---|
| Equiline | APR "as low as"* |
| Prime - 0.50 | 3.00 |
| Prime + 0.00 | 3.25 |
| Prime + 0.50 | 3.75 |
| Prime + 1.50 | 4.75 |
| Prime + 2.50 | 5.75 |
| Prime + 3.50 | 6.75 |
Please call for information about availability and current rates on other LTVs
Apply for an Adjustable Rate 2nd Mortgage Today
Interest Only 2nd Mortgages (Lines of Credit)
| LTV up to and including 70% | |
|---|---|
| Equiline | APR "as low as"* |
| Prime + 0.25 | 3.75 |
| Prime + 0.75 | 4.00 |
| Prime + 1.25 | 4.50 |
| Prime + 2.25 | 5.50 |
| Prime + 3.25 | 6.50 |
| Prime + 4.25 | 7.50 |
Apply for an Interest Only 2nd Mortgage Today
Home Equity Loan Rates
†Rates declared July 12, 2012.
*APR = Annual Percentage Rate. All decisions to grant credit will be based on an evaluation of your credit history and available equity in your home. Your interest rate will be based on the available equity in your home, the amount and term of your loan, and credit score. Rates displayed are the best available "as low as" rate. Yours may be different.
For adjustable rate equity lines the Annual Percentage Rate (APR) varies monthly and is based on the value of an index plus a margin. The index is equal to the highest prime rate published in the Wall Street Journal "Money Rates" table on the last business day of each month of each year. Rates are subject to increase after consummation.
No application fee.
Initial minimum draw amount $2,500.
Rates subject to change with out notice.
Proof of home owner’s insurance sufficient to cover all outstanding mortgages, including your SCCU equity loan will be required.
Some restrictions may apply.
