IRA & Christmas Club

IRA Savings Interest Rates

All rates effective as of May 2013 and are subject to change.

Minimum Average Daily Balance to Earn APYInterest RatesAPY*
$0 - $2,499.99 0.20%0.20%
$2,500 - $9,999.99 0.25%0.25%
$10,000 - $24,999.99 0.30%0.30%
$25,000 - $49,999.99 0.35%0.35%
$50,000 - $99,999.99 0.40%0.40%
$100,000 - $249,999.990.45%0.45%
$250,000 and over 0.50%0.50%

IRA Savings Accounts:

The easy way to get started on retirement planning!

The minimum balance of $100 is required for this account.

Christmas Club Interest Rates

All rates effective as of May 2013 and are subject to change.

Type of AccountInterest RateAPY*
Christmas Club0.15%0.15%

Open a Christmas Club Account Today

The minimum balance of $5 is required for this account.

For information or account disclosures, please contact our Member Service Center.

Brevard: 321-752-2222
Broward: 954-704-5000
Miami-Dade: 305-882-5000
All Other Areas: 800-447-7228
Select Option 5

*APY is Annual Percentage Yield. The IRA and Christmas Club Account rate and APY may change after the account is opened. Fees may offset the earnings on the account.

¹ Securities offered through LPL Financial, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Space Coast Credit Union and Investment Services at Space Coast Credit Union are not a registered broker/dealer and is not affiliated with LPL Financial.

  • NOT NCUA INSURED
  • NO CREDIT UNION GUARANTEE
  • MAY LOSE VALUE

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following state: Florida.

² Investment options subject to minimums; see LPL Financial Advisor for details. For tax advice, please consult a qualified tax professional.

This site is designed for U.S. residents only. The services offered within this site are available exclusively though our U.S. Investment Representatives. LPL Financial U.S. Investment Representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state.